Money Hub
Updated 2026
💰 Philippines Money & Costs
Best travel cards, ATM strategy (₱20,000 max withdrawals), tipping etiquette, GCash basics, and how much cash to bring.
Browse Topics
Best Travel Cards
Wise, Revolut, Charles Schwab — for spending pesos.
ATM Tips
₱20,000 max per withdrawal, ₱250 fees, BPI/Metrobank.
Tipping
10% in cities, ₱20-50 elsewhere — what is and isn't expected.
Tipping Grab
Quick yes/no on tipping ride-hails.
How Much Cash
Bring ₱5,000-10,000 for arrival.
Trip Cost for 2
A real 2-week, 2-person budget.
Featured Articles
Cost of living in the Philippines 2026
Real expat budgets across Manila, Cebu, Davao, Siargao.
Best travel cards for the Philippines
Cards that don't bleed you on every transaction.
ATMs in the Philippines — tips and fees
The ₱20,000 trap and how to avoid ₱500 in unnecessary fees per week.
Tipping in the Philippines — full guide
When 10% is auto-charged, when nothing is expected, when to be generous.
Plan Your Trip
Use the free interactive calculator to estimate your Philippines budget instantly.
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Philippines Trip Cost Calculator
Want a personalised estimate for your own trip? Get an instant breakdown by style, season and islands.